Social Security Benefits

Nearing retirement age?  Not sure when to start receiving your social security?  These are common questions among Americans in their 60s.  Unfortunately, due to insufficient savings, in 2014 Social Security provided 100% of the retirement income for 15% of individuals 65 and over.  It’s important to understand how Social Security works and your options under Read more about Social Security Benefits[…]

Q & A: Social Security Benefits

Will the earnings of my spouse reduce my social security benefits? When you receive Social Security benefits based on your own work record, earnings of your spouse will not reduce your benefits. For example if you start your own Social Security retirement before your spouse, his or her ongoing earnings will not reduce your Social Read more about Q & A: Social Security Benefits[…]